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Get the best financing deal for your wheels

"We recommend Islamic Loan Facilities and Insurance" We'll help you attain your dream car under an Islamic hire purchase agreement. It's that simple. Hire Purchase Hire purchase involves the sales of goods by the dealer to the financier (bank), which becomes the owner, in return for an immediate payment, which is the cash price less deposits paid by the consumer (hirer). The ownership of the goods passed to the hirer upon completion of the full installment payment. Al-Ijarah Thumma Al-Bai' (AITAB) - Islamic Financing Under the Syariah principle, there are two contracts involved in the Islamic hire purchase financing, the Ijarah contract (leasing/renting) and Bai' contract (purchase), which are undertaken concurrently. The facility is to finance the purchase of new and used passenger vehicles, where customer enters into the Ijarah contract and leases the car from the owner (the bank) at an agreed rental over a specific period. Upon expiry of the Ijarah contract, the Bai' contract will come into effect, which allows the hirer to purchase the car at an agreed price. Open to Muslims and non-Muslims

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